kredit

Reimagining commerce

kredit is the identity and risk intelligence enabling verified and trusted transactions.

Identity

Kredit passport

Every agent carries one. Who is acting, and the person or business behind it: KYA, KYB, KYC. A mandate, a record, an expiry.

kredit passportType KA
procurement · KYA verified
Northwind Co. · KYB verified
J. Rafati · KYC verified
commerce · up to $5,000
214 · 0 disputes
24 h
Verifiedkredit
KA<KREDIT<<PROCUREMENT<<NORTHWIND<<<<<<<<<<<<<<<

Verified actors

Risk Intelligence

Kredit check

Every transaction gets one before it happens. Should this happen? Identity, mandate, payee, behavior: nine layers, one answer, in milliseconds.

kredit checkOne action
Intentbuy 12 monitors at monitordepot.com for $4,188 by card
  • Identityprocurement · verified
  • Mandate$4,188 · in mandate
  • PayeeMonitor Depot · known, clear
  • Behavior214 orders · normal pace
Allowedkredit
Issued by kredit · one action · 6 ms

Trusted transaction

Decision

Allow.Escalate.Deny.

Requires human verification.

kredit checkOne action
IntentOrder twelve monitors.
  • Identity
  • Mandate
  • Vendor
  • Behavior
Allowedkredit
Issued by kredit · one action

Only a verified human can register an agent or change its mandate.

  • A fingerprint, not a password.
  • Agents cannot rewrite themselves.
touch to confirmhuman verified

Agents connect the way agents do.

The same passport in every one.

  • APIPOST /checkcurl -X POST https://api.kredit.sh/check
  • MCPkredit_checknpm i -g kredit-mcpclaude mcp add kredit -- kredit-mcp serve
  • CLIkredit checkcurl -sSL kredit.sh/install | sh
  • SDKkredit.check()pip install kreditnpm i @kredit/kredit

Humans stay in control, on every side.

kredit.sh/console
OverviewWaiting on you
Spend governed$1.1M
Losses avoided$61k
Agents4
Overall behavior96/ 100
Transactions41
Allowed37
Escalations3
Denied1
  • treasuryheldaccount changed yesterday$12,000approvedeny
  • procurementheldnew vendor$4,900approvedeny
  • travelheld3× the usual$1,380approvedeny
  • supportunverifiedagent not verifiedverify now
  • payout walletlowCircle · 80% of budget used$3,000 lefttop up
Ask Fred

kredit answers three questions.

Who is acting?

Who is on the other side?

Is the transaction safe?

Agenticcommerce.

  1. Agent
  2. Intent
  3. Identity
  4. Risk Intelligence
  5. Checkout
  6. Payment
  7. Order
procurement
kredit passportType KA
procurement · KYA verified
Northwind Co. · KYB verified
J. Rafati · KYC verified
commerce · up to $5,000
214 · 0 disputes
24 h
Verifiedkredit
Issued by kredit · No. 0418 · 26 Sep 2026
kredit checkOne action
  • Identityprocurement · verified
  • Mandate$4,188 · in mandate
  • VendorMonitor Depot · known
  • Behavior214 orders · normal pace
Allowedkredit
Issued by kredit · one action · 6 ms
Monitor DepotCheckout
Payment$4,188.00
Pay $4,188.00
Order confirmed
  • Monitor Depotverified buyer
  • 27-inch 4K monitor × 12arrives Tue, Sep 30
  • Paid$4,188.00
Order № A1932

Agenticpayment.

  1. Agent
  2. Intent
  3. Wallet
  4. Identity
  5. Payment one
  6. Payment two
  7. Payment three
  8. Settled
treasury
Agent wallettreasury
$25,000
up to $5,000
up to $15,000
on
kredit passportType KA
treasury · KYA verified
Northwind Capital · KYB verified
J. Rafati · KYC verified
payment · up to $5,000
1,204 · 0 disputes
24 h
Verifiedkredit
Issued by kredit · No. 0418 · 26 Sep 2026
kredit checkPeer to peer
  • Identitytreasury · verified
  • Mandate$250 · in mandate
  • PayeeMaya Chen · paid before
  • Behavior1,204 payments · normal
Allowedkredit
Issued by kredit · peer to peer · 6 ms
kredit checkInvoice
  • Identitytreasury · verified
  • Mandate$3,200 · payee is sanctioned
  • PayeeNordvale Trading Ltd
  • Behavior1,204 payments · 0 disputes
Deniedkredit
Issued by kredit · screening
kredit checkInvoice
  • Identitytreasury · verified
  • Mandate$12,000 · 6× the usual
  • Payeeaccount changed yesterday
  • Behaviorfirst invoice · 6× the usual
Escalatedkredit
Issued by kredit · invoice · owner taps once
Morning settled
  • Peer to peer · $250allowed
  • Nordvale Trading · $3,200denied
  • Supplier invoice · $12,000escalated
  • Kept in the wallet$15,200
Three decisions on the record

Who it is for

One transaction.
Three sides.
One decision.

Buyers

Should this happen?

Kredit

Decision, before execution.

Merchants

Good agent or bad bot?

PSPs

Trusted and verified?

Why the name

Credit was always trust, made portable.

For a century it told a stranger whether to say yes to you. Agents are the new strangers. Together, we are reimagining credit for them, and commerce along with it.

Talk to us

Bring us your
hardest transaction.

Thirty minutes with the founders. Bring an agent, a payment rail, or a policy you want enforced, and we will run it live.

contact@kredit.sh