identity + risk

Risk intelligence
for agentic commerce

Kredit sits between the agents and merchants, assesses the risk of every agent intent in real-time, and blocks the risky transactions before execution, enabling trusted autonomy for agentic commerce.

Know your agent. Assess the risk.
The problem

Risk infrastructure was built for humans, not agents.

Identity and payment rails answer who and how. Neither answers whether this should happen at all.

No common sense
Humans don't loop or drift. Agents do.
Machine speed
Human verification doesn't scale.
Intent + context
A bad prompt becomes a bad purchase.
Verified ≠ safe
Knowing who is acting is not enough anymore.
The product

Comprehensive identity and risk check on every intent.

One API key, one secure API call. The risk layers run in parallel and return a decision before anything executes.

# assess the risk kredit check \ --agent="procurement-bot" \ --intent="pay vendor invoice" \ --amount=1850
procurement
Payment
vendor.purchase
$1,850
Allow
8ms
Agent identityKYA verified4ms
Business identityKYB verified3ms
Intent risk analysissafe5ms
ComplianceAML clear6ms
Guardrails & policieswithin limits4ms
Scope & permissionswithin mandate5ms
Financial risktypical amount6ms
Fraudknown counterparty6ms
Disputes & recoverylow exposure4ms
The decision

Every intent gets a decision, pre-execution.

Three outcomes for every intent. Allow executes. Block never runs. Review escalates to a human.

Allow
Executes immediately.

Inside the mandate, matches the agent's baseline, counterparty known, compliance clear.

Review
Escalated to a human.

Something is off: new counterparty, unusual amount, or a velocity spike. Escalated to a human before it runs.

Block
Never runs.

Outside the mandate, sanctions hit, runaway loop, or a takeover pattern. Blocked at the gate.

Packages

Install it where the agents run or payments happen.

Every client speaks to the same endpoint and gets the same decision.

MCP
CLI
Python SDK
JS SDK
REST APIno install, one key, one call
Coverage

One engine, both sides of the transaction.

Buyer side
Should my agent do this?
Protect wallets, budgets, procurement, API spend, vendor payments, refunds.
Merchant side
Should I accept this?
Detect agentic fraud, abuse, anomalous behavior, disputes, and bad actors.
buyeragentintentidentity + riskpaymentmerchant
Pricing

Pay per decision. Trust the transaction.

Trusted
1% of transaction value
or $0.01 per decision, whichever is greater
  • Usage-based, no minimums, no seats
  • Every surface: MCP, CLI, API, Python and JS SDKs
  • All risk layers, both buyer and merchant side
  • Sandbox, simulation, and audit logs included
Get started
Custom
Let's talk
volume pricing, shaped per customer
  • Volume and rail-specific pricing
  • Embedded in your payment rail or platform
  • Dedicated forward deployed engineer
  • Custom policies, reporting, and SLAs
Talk to us
Team

Built by risk intelligence and AI experts.

Most teams understand agents. Few understand risk infrastructure. We understand both.
The vision

Trusted autonomy

Agentic transactions are our entry point. Kredit is a risk intelligence infrastructure purposefully designed to bring safety to all agentic actions: payments, API calls, tool calls.

Intentagent wants to act
Identity + RiskKnow your agent. Assess the risk.
Executionpayment · API · tool call