kredit

FredPay

Venmo for
agentic payments.

Send money to anyone, or let your agents do it. Dollars, stablecoins, any chain, any card. Fred checks every payment before it moves, so the right one always does.

Get FredPay for iPhoneSee how it works

On TestFlight today. iPhone first.

Your wallet

One wallet.
Every kind of money.

Stablecoins, cards, bank, chains. Each one is a card in your wallet. Pick the one that pays and Fred handles the rails.

  • USDC on Arc, Base, Ethereum, Solana and more
  • Visa, Mastercard and Stripe, with a limit on each
  • One tap sets which card pays by default
circleUSDC on Arc$8,200.00default
ETHEthereum1.42 ETH
VISA•••• 4242$2,000 / mo
mastercard•••• 8812$780.00 left
stripeBalance$11,940.12

Agentic payments

From intent
to execution.

Say what you want paid. Fred finds the person, picks the wallet, checks the payment with Kredit and moves the money. You see every step, and only the odd one needs your fingerprint.

  1. You say it
    Send Maya her $250 and pay this week's invoices.
  2. Fred checks it
    Kredit Check4 ms
    • PayeeMaya Chen · verified
    • WalletUSDC on Arc · $250 in your limits
    • Recordpaid 14 times · 0 disputes
    Allowed
  3. It moves
    $250.00to Maya ChenUSDC on Arc · settled in 4 s · receipt on the record

Fred lives inside the agents you already use. Connect once and every one of them pays through FredPay, with a check on every payment.

  • Muse
  • Grokbot
  • Instinct
  • Claude Code
  • Claude Duet
  • Codex
  • Dots
  • OpenClaw

Verified, trusted payments

Every payment,
checked before it moves.

Who is paying, who is being paid, and whether it is within what you allowed. Kredit answers in milliseconds, and the answer is one of three words.

Allowed

Most payments. The money moves and a receipt lands on the record.

Escalated

Something changed: a new payee, a bigger amount. One tap from you, and it goes.

Denied

A sanctioned payee, a stolen card, an agent off its leash. It never leaves.

Every way to pay

Cards, stablecoins, chains.
All in one place.

Integrated with every payment method, so you never think about rails again.

Get FredPay.

Free on iPhone. TestFlight today, the App Store next.

Download on TestFlight